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Last month, Southwest Airlines and Chase alien a new exceptional acclaim agenda for common flyers, the Southwest Rapid Rewards Priority Acclaim Card.

The new agenda offers the accomplished sign-up benefit of any Southwest agenda — although it’s staggered and has adequately abrupt requirements — as able-bodied as a few allowances that should be acutely advantageous for common Southwest flyers, including an ceremony $75 biking credit, up to four Upgraded Boarding certificates per year, 7,500 benefit ceremony credibility ceremony year, and 20% aback on in-flight purchases.

However, Southwest and Chase still accept two added acclaim cards — the Rapid Rewards Plus agenda and the Rapid Rewards Premier. While best added airlines action a apartment of allowances on their acclaim cards — particularly, aboriginal boarding so you can defended aerial bin admission and chargeless arrested accoutrements — Southwest already offers chargeless arrested accoutrements to ceremony passenger, so these allowances aren’t as necessary.

With so abounding alliterative agenda options, addition out which is best for you can be a bit confusing. Here’s a breakdown of the three cards.

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The Rapid Rewards Plus is the base-level of the three Southwest cards. However, aloof because it’s a bit beneath featured than its bigger ancestors doesn’t beggarly it’s a bad option.

In agreement of the sign-up bonus, the agenda offers a advantageous 40,000 Rapid Rewards credibility aback you absorb $1,000 in the aboriginal three months afterwards aperture your account. You’ll additionally get 3,000 benefit credibility ceremony year on your agenda affiliate anniversary.

The agenda earns 2x credibility per dollar spent on Southwest purchases, and 1x point per dollar on aggregate else.

That’s about the basis of this agenda — there’s not too abundant to it. There are, however, a brace of things account noting.

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It has a $69 ceremony fee that isn’t waived the aboriginal year. Of course, the sign-up benefit goes a continued way adjoin authoritative up for that, while the ceremony credibility advice ceremony year after.

All in all, while the Plus agenda has the everyman ceremony fee, it doesn’t action a ton of amount afterwards the aboriginal year. If you appetite to acquire Southwest credibility on your acclaim card, but actually appetite to pay the everyman accessible ceremony fee, again this agenda is apparently the best option. However, if you’re ok advantageous a college ceremony fee, but accepting a added amount from the agenda than you pay in the ceremony fee, you’re bigger off because one of the added two.

Click actuality to apprentice added about the Southwest Plus agenda from Insider Picks’ partner: The Credibility Guy.

The Premier agenda is agnate to the Plus, with a few enhancements.

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While the agenda has an identical sign-up benefit action — 40,000 credibility afterwards spending $1,000 in the aboriginal three months — it offers 6,000 ceremony credibility instead of 3,000.

It additionally offers the adeptness to acquire bank condoning points, which calculation adjoin aristocratic “A-list” status. You’ll acquire 1,500 bank credibility ceremony time you absorb $10,000 aural a agenda year, up to $100,000 (or 15,000 bank points) per year.

Otherwise, the better address of the Premier over the Plus is that it doesn’t accept adopted transaction fees, while the Plus does — if you use your Plus abroad, you’ll be answerable an added 3% on every purchase.

The Premier’s ceremony fee is $99, compared to the $69 fee on the Plus, but the added ceremony credibility should about awning that increase.

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Click actuality to apprentice added about the Southwest Premier agenda from Insider Picks’ partner: The Credibility Guy.

Generally, though, the Priority is the best advantage if you’re a Southwest flyer.

That’s because alike admitting it has the accomplished fee — $149 — it offers at atomic that abundant in amount ceremony year, finer cancelling out the fee.

The Priority offers 7,500 benefit ceremony credibility ceremony year, as able-bodied as an ceremony $75 Southwest biking credit, which can be activated to purchases like flights. Assuming that Southwest credibility are account 1¢ ceremony — although you can usually get added amount than that — that agency that you’re accepting $150 of amount ceremony year aloof from these two benefits, which cancels out the ceremony fee.

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The agenda additionally has a few added benefits, including up to four Upgraded Boarding certificates ceremony year, acceptation you can lath beforehand and accept your seat. You’ll additionally get 20% aback on in-flight purchases, and the aforementioned adeptness to acquire bank condoning credibility as the Premier card.

Ultimately, as continued as you’re accommodating to advanced the money for the ceremony fee, the Priority agenda pays for itself.

However, if you’re actually set adjoin the college fee, the Plus and the Priority can be acceptable options as well.

Click actuality to apprentice added about the Southwest Priority agenda from Insider Picks’ partner: The Credibility Guy.

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