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Citi is revamping its flagship acclaim agenda with new allowances in a bid to attempt with arch cards from American Express AXP, -2.43%  and Chase JPM, -1.86%

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Starting in January, the Citi Prestige Agenda C, -2.94%  will action agenda associates bristles 5X credibility for every $1 spent on dining out and air biking purchases. Last August, Citi briefly chock-full signing up new associates for the agenda in beforehand of its accepted re-launch, biking website The Credibility Guy reported.

The Citi Prestige is now “more of an airline and dining card, admitting it acclimated to baby to auberge guests,” said Ted Rossman, industry analyst at CreditCards.com.

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A agent for Citi did not affirm the Prestige Card’s new anniversary allotment amount (APR), but the agenda ahead had an APR ambit from 17.49% to 25.49% for new members.

Don’t miss: American Express affairs above changes to its accepted Gold Agenda

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With these changes, the Prestige Agenda is added aggressive in the exceptional agenda space, Rossman said. The 5X credibility on air biking “is a attempt beyond the bow of the Chase Sapphire Reserve, which abandoned offers 3X, and on par with the Amex Platinum,” he added.

The Prestige check additionally makes the agenda added aggressive with added exceptional agenda dining rewards. The American Express Gold Card, Capital One Savor Card COF, -1.36%  and the Uber Visa Card V, -3.49%  all action 4X credibility or 4% banknote aback on restaurants. However, the Hilton Honors American Express Aspire Agenda HLT, -7.33%  offers 7X credibility on U.S. restaurants.

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The chargeless “fourth night” auberge perk, as it ahead stood was “the distinct best advantageous account offered by any acclaim card,” said Ben Schlappig, architect of biking website One Mile At A Time.

But the boilerplate Prestige agenda holder didn’t use the advantage that abundant — a Citi backer said that the agenda associates who did use this account did so abandoned already a year on average.

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Additionally see: American Express and Amazon accomplice on small-business acclaim card—how does it analyze to added cards?

When some agenda associates did accomplish able use of this benefit, it about came at a above amount to Citi, said Amber Stubbs, managing editor at personal-finance website CardRatings.com. That’s because some consumers would assurance up for the agenda for that account abandoned and not use it for the aggregate of their spending, acceptation that Citi was on the angle for bags of dollars in auberge costs for anniversary of these users with not abundant to appearance for it.

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Even if it’s abandoned accessible alert a year, the “fourth night” advantage can still represents over $1,000 in savings, Schlappig wrote, admitting it additionally encourages bodies to book added big-ticket hotels. “Sometimes I splurge and break at actual big-ticket hotels,” he added. “I’ll abide application the account for those hotels, which will pay for my anniversary fee and again some.”

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