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New Delhi : Almost all the banks in India are sending letters to every annual holder allurement them to advancement their debit and acclaim cards. If you accept accustomed one such bulletin but besmirched it in the spam folder, again be careful. Kindly, retrieve the coffer bulletin and apprehend it once.

It is appropriate to apprehend the bulletin beatific from the coffer you accept deposited banknote with, as you charge to alter your absolute debit and acclaim cards with new ones, if you accept not already done. The Reserve Coffer of India (RBI) has directed the banks to do so. The earlier debit and acclaim cards will become abortive afterwards December 31.

This charge from the RBI was apprenticed in adjustment assure you from some arrant online predator. Banks accept to chase the RBI instructions so as to accomplish ensure aegis aural the banks. Debit and acclaim agenda piracy has been a above issue, as has been begin in online cyberbanking artifice cases. The new chip-based cards accept been assigned to accumulate your money and transaction safe.

Here’s why you charge to advancement your debit and acclaim card:

The absolute debit and acclaim cards are alluring stripe-only cards. Their cloning has become a above claiming to those amenable for safe budgetary transaction

The new cards are EMV chip-based. EVM stands for Europay, Mastercard, Visa. The old alluring stripe-only debit and acclaim cards are to be replaced by EMV chip-based ones by 31 December 2018.

Replacement of absolute debit and acclaim cards with the new EMV chip-based cards is chargeless of cost. 

EMV chip-based debit and acclaim cards are added anchored compared to alluring band cards.

The chip-based cards are additionally alleged PIN (Personal Identification Number) cards. These cards use college standards of abstracts encryption and accept bigger accumulator technology.

The alluring band cards accept changeless advice stored in the atramentous band that we see on the aback of the card. 

Transaction through a PoS accessory can be done application the alluring band cards alone by annexation it while transaction application new chip-based PIN cards will ask for a PIN also.

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