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Where’s the $100 Robert Ebberson aloof deposited into his Target account? It’s gone and no one will advice him retrieve it. Will he accept to eat the loss?Question:

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Earlier this year, I bought a $100 Target allowance agenda through GiftCards.com. I adored it to my Target annual online.

Within a brace of days, the agenda was apparent “redeemed” and its amount bargain to $0. I did not use the agenda for a purchase, or for any added reason. I asked Target to advice me acquisition the missing money.

Target has told me it would not alter the agenda because it was offered through Giftcards.com. I apprehend Target would like to acquit itself of any albatross for it, but it was accustomed to my Target account.

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Target has adequate me of $100. I am artlessly gluttonous an account and achievement you can help.

— Robert Ebberson, Boyds, Maryland

Answer:

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I can acquaint you what happened, but you’re apparently not activity to like my explanation.

Although you purchased the agenda through GiftCards.com and adored it at Target.com, your acquirement was a appropriate action through a aggregation alleged Saveya. It’s an online exchange area you can buy and advertise discounted allowance cards.

I alone acknowledgment Saveya because its agreement administer to the acquirement of your card. Target referred your complaint to GiftCards.com. But GiftCards.com punted the complaint to Saveya. So what did Saveya say? The aggregation is no best alive with GiftCards.com, so there’s annihilation it can do to help.

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How Do You Activate A Stolen Visa Gift Card | Dealssite | lost visa gift card

And about and about we go.

Who has your money? It could be Saveya, but if it is, the aggregation says it wouldn’t know. The advance you took advantage of has ended.

“We’re abominably clumsy to do annihilation apropos our old accomplice orders that were placed through GiftCards.com,” says Eric Turcovski, a Saveya spokesman. “There is not a way for us to acclaim the adjustment aback as it was placed through GiftCards.com.”

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Read: Should Dell Honor an ‘Implied Warranty’ on a Lemon PC?

The money could be with GiftCards.com, but the aggregation insists that alike if it did, it wouldn’t be responsible, back you were alive with Saveya. And Target is artlessly alarming you off after alms a accurate reason.

You could address this to addition college up the aliment alternation at Target. I account their names, numbers and email addresses on my customer advancement site. If annihilation else, this is a cautionary account about allowance cards. Companies amusement them like cash, and back they’re gone, they’re gone. They don’t absolutely assume to affliction who acclimated the money.

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I’m additionally afflicted by the cardinal of companies that affected this transaction, which suggests allowance cards accept become a circuitous and inefficient acquittal adjustment with lots of abeyant for shenanigans. Next time, I would accede artlessly application banknote or a debit agenda to pay for your merchandise.

I contacted Target, GiftCards.com, and Saveya.com several times on your behalf. A Saveya adumbrative appropriate you ability accept been adequate if you’d filed a affirmation aural 60 canicule of your purchase, as categorical in its terms.

GiftCards.com offered you a $50 Visa agenda as a amicableness gesture.

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Christopher Elliott is Money’s clairvoyant advocate. Email him at [email protected] or get advice with your botheration at his customer advancement site.

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