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Have you anytime gotten a allowance agenda for a abundance you don’t boutique at? Or accept you fabricated a acquirement and don’t apperceive what to do with the actual balance?

It turns out you can advertise exceptionable or partially bare allowance cards on a exchange alleged Raise. If you don’t appetite a Starbucks allowance card, you can advertise it or get one for Macy’s. They additionally accept iTunes, Sephora and Home Depot on their account of about 3,000 brands.

And with a chump abject of two actor users who absorb an boilerplate of $500, Raise has been able to argue investors at Accel, PayPal, NEA and Bessemer Venture Partners that it’s accessible for addition $60 actor in funding. This brings their absolute basic aloft to $147 million, dating aback to 2011.

“Why wouldn’t I use Raise to pay for anything, anywhere I go? I’m consistently activity to save money at any place,” explained George Bousis, architect and CEO at the Chicago-based startup. “We’re acceptable the one-stop shop, the complete wallet.”

Raise gets its allowance agenda codes from alone sellers, but it additionally works with brands who advertise discounted cards. Businesses are accommodating to advertise the cards at a discount, because as Bousis estimates, “gift cards advance to about 45% overspend on the aboriginal transaction.” In added words, bodies absorb $145 afterwards accepting a $100 allowance card.

But from a customer perspective, what’s the aberration amid a allowance agenda cipher or a advertisement cipher or all the assorted abatement sites and apps? RetailMeNot, Ebates and Ibotta accept all acquired absorption and there are a lot of agenda wallets, too.

Bousis believes that there are too abounding apps out there and that Raise offers a bigger experience. “All these companies accept added so abundant abrasion in the all-embracing process.” He says his artefact is a “simple alms and simple action that takes a lot of cerebration out of the mix.”

Bousis says he affairs to use the allotment to add new partnerships and functionality to the Raise platform.  Soon it will “allow you to booty the bill you accept and about-face it into Uber credits for your ride home.”

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