For abounding academy students, there’s a Catch-22 back it comes to their finances: They can’t get a acclaim agenda or apprentice accommodation because they accept no acclaim history. But they accept no acclaim history because they can’t get a acclaim agenda or apprentice accommodation – or at least, not a acceptable one.
This bind is all too accustomed to Kalpesh Kapadia, CEO and architect of Silicon Valley-based startup Deserve — which today announces a $17 actor annular of allotment led by lending mega-giant Sallie Mae, with accord from aboriginal Facebook broker Accel as able-bodied as Pelion, Aspect Ventures, and Mission Holdings.
When Kapadia came to the US from India for college, he was angry bottomward afresh and afresh back applying for acclaim cards and apprentice loans.
“I got alone every time,” Kapadia said. “It was mostly for acclaim cards and apprentice loans, accustomed that I didn’t accept a acclaim agenda history in the country.”
Despite the appropriate bulk of acclaim history he had racked up in countries like India and Singapore, American acclaim companies still bootless to admit his banking credibility, said Kapadia.
“Everything works about architecture acceptable acclaim history,” said Kapadia. “Building acceptable acclaim is a weapon, it’s a apparatus that can beforehand your absolute life.”
To that end, Kapadia has congenital his own company, Deserve, to break what he considers to be one of the best ambiguous banking issues for adolescent bodies today.
Deserve’s acclaim agenda is created with Generation Z in mind. Rather than arising acclaim cards based on applicants’ banking history, Deserve issues its acclaim cards to anyone in control of any affectionate of American ID and a coffer account.
As Kapadia credibility out, this alms is decidedly ambrosial to all-embracing students, who can use their apprentice visas to apply.
It’s Kapadia’s ambition to become the cardinal one acclaim agenda aggregation for adolescent people, and Deserve has congenital out an online belvedere to abutment banking education.
“Everything works about architecture a acceptable acclaim history,” said Kapadia. “Building acceptable acclaim is a weapon, a apparatus to beforehand your life.”
With its new funding, Deserve affairs to body out its online belvedere and added its accolade programs with ally like Amazon Prime, T-Mobile, and Wikipedia.
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