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Here’s What No One Tells You About How To Withdraw Money Without Debit Card | How To Withdraw Money Without Debit Card

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Feyisayo Popoola

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What happens back you acquisition yourself in charge of cash, but after your debit card?

The Cardless ATM abandonment in Nigeria, alien ancient in April 2014, has been adopted by some Nigerian banks; but this annual is yet to get the absorption of abounding coffer customers.

The acquaintance is sluggishly growing amid Nigerian coffer customers. But the catechism is – are the banks accomplishing abundant in creating the acquaintance amid their customers?  Investigation shows that best coffer ATMs acquire the annual installed but they are not actuality used.

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If you are adverse abundant to acquire your debit agenda stolen, you lose your agenda or artlessly balloon to accompany it with you, and you charge cash, actuality are tips from pocketsense.com and wellkeptwallet.com to abjure money from an Automated Teller Apparatus after a card.

Ask the teller for help

Go central the coffer and explain to the teller that you do not acquire your ATM agenda on hand. The teller has the adeptness to attending up your annual information, and may ask for your accompaniment issued driver’s licence or character agenda according to coffer policy. You will charge to ample out a abandonment blooper with the annual cardinal provided by the teller, the bulk of money you appetite and assurance your name. The teller can again abjure the money from your annual and complete the transaction.

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Write a cheque payable to cash

If you acquire your chequebook, autograph a cheque fabricated out to banknote will get you banknote after an ATM card. Give your cheque to the coffer teller or to a accountant at a bounded banker and acquire your funds in return. The safest bet is to present the cheque at your bank, as the cheque will be readily accepted. Back visiting a retail abundance or coffer area you do not acquire accounts, alarm advanced to see if they will acquire a cheque from you fabricated payable to cash. A cheque fabricated out to banknote is unsecure. This means, the cheque gets lost, the finder can acquire the money unless you stop acquittal on the analysis first. Because of that risk, do not address out the cheque until accession at the coffer or retailer.

Access emergency banknote service

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Some banks action a acceptable emergency banknote service. To use this benefit, acquaintance your coffer and address your agenda absent or stolen. You will be accustomed an emergency cipher cardinal to key into the ATM, enabling you to abjure banknote after application a card. Use this annual alone if your agenda is absolutely absent or baseborn as your ATM agenda will be deactivated, banishment you to administer for a new agenda and delay for its arrival.  The coffer will again affair you a new one by mail.

Use a smartphone

A adaptable banknote abandonment affection for your smartphone eliminates the charge for an ATM card. To get this feature, you will charge to aboriginal annals with your bank. The allotment can be done at the coffer annex or through the bank’s Internet cyberbanking service. Once registered, download the adaptable cyberbanking app to your smartphone. The app allows you to set up a abandonment and again electronically transmits a 2D bar cipher to your smartphone. Upon accession at the ATM, browse the bar cipher for authorisation to abjure banknote from your account.

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Use your bank’s cardless ATM

Some banks now action cardless ATM acceptance to accomplish it added digitally safe for barter to cull out money. Back hackers are able to abduct customers’ ATM agenda numbers, banks are application this technology to cut bottomward on artifice on ATM machines.

The banks affirmation this is a safer way to cull out money from the ATM, back it will crave added agenda aegis measures, such as scanning a barcode at the ATM apparatus for authorisation to abjure banknote from your account.

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It is additionally acceptable for barter who do not appetite to backpack an ATM card.

Use USSD banking

Apart from axis to apps to accelerate money to someone, who may be able to abjure the money for you, you can additionally accomplish use of the Unstructured Supplementary Annual Data. You can calmly accelerate money to your accompany and acquire them cull it out in banknote for you.

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