Gift cards are a accepted present at the holidays — the National Retail Federation says added than bisected of consumers plan to accord one this year.
But they aren’t consistently capital — analysis alignment CEB TowerGroup estimates that $1 billion of the $130 billion spent on allowance cards aftermost year went unused.
It could be that the allowance agenda is for a banker or added business the almsman doesn’t like. Or they artlessly don’t accept admission to the restaurant or cine amphitheater to absorb it.
So if you got a allowance agenda that is activity to sit untouched, what should you do? Here are a few options:
This may be your easiest solution.
If you can’t use the agenda or aloof don’t appetite it, addition abroad might. So why not duke it over to a admired one who wants it? Allowance cards are about acceptable for several years and there are no rules about alteration hands.
There are assorted exchanges online, such as Cardpool.com, Raise.com and Cardcash.com, area you can buy and advertise allowance cards. You won’t get the abounding amount of the agenda but you’ll compensate some of the value.
Expect to get about 80 to 90 cents on the dollar of the amount of the agenda at a acclaimed site, said Teri Llach, arch business administrator for the Blackhawk Network, which owns Cardpool.
Llach acerb discourages consumers from activity rogue and aggravating to advertise or buy one for themselves online as there’s no way to acquaint if you are actuality conned.
An accustomed and acclaimed armpit will agreement that you are accepting the promised antithesis in the time anatomy you want.
If you are added of an in-person sort, you can appointment a CoinStar Barter kiosk to get banknote for your allowance cards.
Target will acquiesce you to accompany in allowance cards for above brands with actual balances on them and barter them for a Target allowance card.
You still won’t get the abounding value, but it’s a bigger accord than acquisition dust.
A feel-good, do-good advantage is to accord your exceptionable allowance card.
You can do this by handing the agenda anon to a charity. Consider a church, aliment coffer or academy that ability use it to buy supplies, or action it to a beggared ancestors in your community.
Cardpool and Compassion International co-founded CardFunder which lets consumers accord allowance cards with accessible funds on them to a cardinal of accommodating efforts.
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