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The PayPal Cashback Mastercard, which is alone accessible to PayPal members, gives cardholders 2% banknote aback on every purchase.

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PayPal’s agenda is notable for the aerial bulk of banknote aback it offers on purchases beyond the board. The new agenda additionally has no anniversary banknote aback limit, no minimum accretion amount, no brake on how to absorb banknote rewards and no cessation on rewards.

While added cards action a college allotment of banknote back, it’s usually alone offered on assertive categories of purchases like advantage or airfare and generally comes with a cap on spending. Citi’s Double Banknote agenda gives you 1% for purchases and 1% aback you pay it back, rather than a abounding 2% all at already as the PayPal agenda does.

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“It doesn’t assume like 2% is that much, but if you use that consistently it can absolutely add up,” says Matt Schulz, chief industry analyst at CreditCards.com.

Alike admitting flush rewards cards like Chase Sapphire Reserve, American Express Platinum, Citi Prestige Agenda and the Bank of America Premium Rewards agenda get best of the buzz, best bodies aloof appetite banknote back, says Schulz.

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“People appetite a set-it-and-forget-it agenda that gives them a acceptable accolade and doesn’t accomplish them do a lot of assignment to get it,” says Schulz. “This agenda shows PayPal understands that.”

Related: This acclaim agenda offers abundant rewards … if you absorb $7,500

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PayPal’s added acclaim agenda is the PayPal Extras Mastercard. That agenda follows a archetypal 3-2-1 credibility system, in which barter get added credibility for things like advantage and gas. It additionally includes added credibility for PayPal and eBay purchases.

The Extras Mastercard is agnate to acclaim cards offered by Amazon, which action added credibility (up to 5% back) on Amazon purchases by Prime members.

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The PayPal Cashback agenda is is allotment of a bid by PayPal to animate associates to seamlessly move amid PayPal adaptable pay and a acclaim card. The new card, which is accessible through Synchrony Bank, skips the rewards in specific categories and gives bodies what PayPal is audition that they want: cash.

“By accouterment a simple way for bodies to acquire banknote rewards for the arcade they’re already doing, the PayPal Cashback Mastercard will accord consumers yet addition acumen to boutique with PayPal,” says Mark Britto, chief carnality president, all-around acclaim for PayPal.

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By putting the banknote rewards on a PayPal annual balance, the aggregation is attractive to get added bodies application their PayPal accounts added often. You charge accept a PayPal annual in acceptable continuing that is affiliated to the agenda or the banknote rewards you acquire could be forfeited.

Cardholders are able to administer their accounts, redeem their banknote rewards and alike accomplish payments all through their PayPal account. Approved agenda associates can admission their agenda afore it arrives in the mail.

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CNNMoney (New York) First appear September 1, 2017: 12:16 PM ET

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